Insurance denying claim for ripped floor
All, I posted an earlier thread about how my vinyl floor ripped this winter, and heard from many of you on your similar experiences. I didn't want to file a claim with my insurance, so I started r...
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It sounds like someone in the appraiser's dept. has made a decision that the damage was caused by wear and tear and isn't covered under your exclusion. He's wrong but that doesn't help you in the immediate situation.
What I don't understand is that if you have $600 of water damage, the remainder is $4400 for new flooring? That is a very big amount for replacing a vinyl floor.
What I don't understand is that if you have $600 of water damage, the remainder is $4400 for new flooring? That is a very big amount for replacing a vinyl floor.
