Insurance for F350/F450 DRW

Lexx wrote:
First post here. I'm retiring in a few weeks at age 57. But we have young triplet boys aged 6. So our vacation schedule is going to be the kids school vacation schedule.

We're thinking of spending their 2 summer months off traveling in a fifth wheel, likely something like a Grand Design Solitude 377mb.

Everyone here seems to say "make sure you get enough truck". So I'm looking at the new DRW F350/450's.

Have any Californians had an issue getting regular non-commercial insurance or registering their truck in this state? I've searched around and seen a number of posts from people complaining that their ins co forces them to buy a commercial policy if it's a F450.

I did call my carrier AAA today, and was told that my premium for the F450 Platinum would be about $1500. That's more than I'm paying for my Porsche!

Actually I'd rather get a used truck, but my wife is adamant about having all the latest safety features such as blind spot monitor and adaptive cruise.

I am in CA too and my new F450 pickup ended up being $55 more per year to insure than the 2011 F350 CC 4WD dually I traded in. GEICO is my insurer and they seem to understand the difference between "commercial" designations for pickups versus chassis cabs. I did have to sign additional documentation stating that the truck is not used commercially and that there were no commuting miles. My premium is about half of what you were quoted but my mileage estimates are lower than average.