Insurance recommendations

I have Safeco for home auto and rv. Been really happy with them. Rv about $420 yr acv

The honest truth about auto policies is the competition and quality varies by what state you live in. I strongly suspect the same is true for RV coverage as well.

My AAA agent here sold me a TT policy from Progressive.

Our Mercury agent placed us with Progressive.

We use Progressive. I've got the full replacement coverage and diminishing deductible with comprehensive and collision with $250 deductible and it's about $850/year. For a brand new trailer, I'm happy to pay that price for the level of protection.

joelh wrote:
Who are you folks using to insure your travel trailers? Mine is included with my autos via Geico. The premium on the autos is pretty good but the trailer premium seems awfully high.

I dropped State Farm for autos and travel trailer for GEICO. Pretty pleased, same coverage on vehicles for a lot less money. The travel trailer coverage ($438/year) was no contest. The GEICO RV coverage is superior to State Farm and includes coverage features State Farm doesn't even offer. I was paying State Farm nearly $600/year for what was nothing more than a somewhat stripped down automobile policy.

state farm like the rest of my policies. currently $89/year for full coverage, but higher deductible. $1000 IIRC.

You could search this Forum for `insurance' and read the previous posts. We have Progressive.

joelh wrote:
Who are you folks using to insure your travel trailers? Mine is included with my autos via Geico. The premium on the autos is pretty good but the trailer premium seems awfully high.

Geico will boil you like a frog, slowly turning up the heat (premiums) until you're paying head and shoulders more than any other carrier will charge you, all things considered. Bottom-line; you must shop all the insurance companies to then be able to make a comparison to rationally do a premium analysis. USAA is another one that will fry you alive turning up your rates.

We went through someone our dealer recommended and ended up with Progressive. I think it's under $200 a year.

sf