Forum Discussion
Me_Again
Apr 04, 2014Explorer III
carringb wrote:45Ricochet wrote:
Now the new rates :(
The occasional comprehensive claim does not necessarily raise rates.
http://www.esurance.com/insurance-resources/car-insurance-rates-claims-myth
Even though his repair bill was big, its pretty small compared to what an injury claim costs, so I also don't foresee this kind of incident becoming a policy exclusion, at least not with the big trusted names.
Insurance companies are a bit like Casino's, it is all a numbers game. Those numbers are continually adjusted so the "house" always comes out on top! Each vehicle carries it own rate tables based on historical data including repair cost. Chris
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