Medium Duty Tow vehicle insurance?

plenty to read

Use the pull down menu's

I searched for insurance when I bought my MDT. Best price I found was from Progressive through Poliseek. They consider the MDT as an RV instead of a commercial vehicle since I use it mainly to tow my 5th wheel.

There's another insurance company with Farmers in the name (Not State Farm or Farmers but another) it sounds like it began as a company aimed at real farmers.

X2 on checking the forum at www.escapees.com look for the MDT forum and while you are there also look at the HDT forum. Many of the previous MDT owners have switched to an HDT truck and find it is way more comfortable and safer to drive. Surprisingly the footprint for an MDT and comparable HDT are about the same.

State Farm insures mine (WA) no problem. You DON'T want it registered or insured as a commercial vehicle.

sidpost wrote:
:M

I'm looking to purchase a Dodge 5500 or a small International/Kenworth tow vehicle. How do you insure one of these without going to a straight commercial policy with the high liability costs?

I must be missing something because my car and pickup insurance rates are among the lowest around but, my clean driving record (no tickets or at fault accidents in 30 years) and experience with heavy farm vehicles apparently means nothing to the insurance companies I have spoken with.

You may get some answers here, a few may even be correct. I would suggest you register on the Escapees forum where there are more than a few MDT/HDT owners. They can provide the info. you seek.