Forum Discussion
Gdetrailer
Aug 05, 2019Explorer III
Lynnmor wrote:
I know of a trailer purchased recently that was totaled and it had very minimal damage. A dealer will do the assessment and determine that the cost of repair is too much giving him the opportunity to sell a new unit.
If the damage to the trailer in question is limited to the slide, I would buy it in a heartbeat.
:R
Dealer does not "asses" anything, your INSURANCE ADJUSTER is the one that "assesses" the damage, determines how much labor by industry standards, cost of materials then writes up and submits the paperwork and cuts the check.
The INSURANCE ADJUSTER will determine from the labor and materials cost to repair vs the value of the trailer. IF the cost to repair EXCEEDS THE VALUE (pretty darn easy to do with a depreciating asset like a RV) then they SCRAP THE TRAILER (IE TOTAL).
They sometimes will cut the check then offer the trailer at scrap value to the owner of the trailer with the caveat that it is no longer insurable.
Some states may prohibit that, PA if title gets marked salvage it MUST go to a SALVAGE YARD, do not pass go, do not collect $200. Salvaged title cannot be registered and plated, to get rid of the salvage stamp would require getting a RECONSTRUCTED TITLE and you will have to show proof of parts and repairs. Reconstructed title will lose the manufacturers name and date of manufacture..
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