Forum Discussion
JoeVita
Jan 19, 2014Explorer
I have become something of a truck camper insurance expert after having my truck and camper stolen last year. You can find the thread here.
I have Liberty Mutual Insurance and they did right by me and I have both the truck and camper back fully restored.
I have the issues explained in writting from them. First, When the camper is mounted on the truck it is included in the coverage for the truck and is so noted on the policy declarations.
Second, If the camper is off the bed of the truck at a "seasonal" campsite or campground or stored in a storage RV lot it is covered by homeowner's insurance. If however it is left there permanently or used as a residence then the coverage would not apply.
I have Liberty Mutual Insurance and they did right by me and I have both the truck and camper back fully restored.
I have the issues explained in writting from them. First, When the camper is mounted on the truck it is included in the coverage for the truck and is so noted on the policy declarations.
Second, If the camper is off the bed of the truck at a "seasonal" campsite or campground or stored in a storage RV lot it is covered by homeowner's insurance. If however it is left there permanently or used as a residence then the coverage would not apply.
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