Newbie question: Truck camper insurance
Howdy all, I just joined the forums and have a question about insuring a truck camper. I've owned RVs before but never a TC. However, I'm about to buy a used one. I've read that some auto policies ...
Forum Discussion
Jfet wrote:
I am sure I am going to have fun trying to insure our homebuilt camper. There is nothing to compare it for replacement value. If it is totaled and insurance was paying for replacement I guess it would cost $60,000 or more to have a company build from scratch.
This happens with boats and airplanes all the time. Personal property appraisers can put a value on your homemade camper. It may be hard to find one to do it properly though.
To make their job easier, keep all receipts and document all labor hours put into the camper. Experimental aircraft builders have to do this for the FAA, and it helps appraisers to value the completed project more accurately. A valuation from an appraiser will make a world of difference to insurance companies and would hold up in court.
