2016 F350 tow mirror - oops
So after years of backing down my driveway without incident, I clipped my mirror on the gate. The mirror still works but the plastic housing is cracked fairly bad. It is a power extending/ folding he...
Forum Discussion
spud1957 wrote:Keithk3628 wrote:
Why not just turn it in to your insurance, if your deductible is not too high let them do the shopping. That is what we pay the premiums for. And if you don't back up into everything everyday too often it shouldn't affect your record/premiums.
Keith
Guess you're not familiar with how collision auto insurance works.
If he doesn't have a "first claim forgivable" policy, yes it will negatively affect his insurance premiums and claim record and will have to wait 6 years to have his rating cleared to no claims. We also don't know what his deductible is.
Not worth it to even consider insurance. A claim is a claim regardless of $$ value. Measuring risk does not consider the value of the claim.
Not true. My insurance company doesn't count anything under $1500 as a chargeable claim. And if you do have a chargeable claim, it only stays on your record for 3 years.
