Dealing with Insurance Companies..
Just seeking suggestions and/or advice... This week my Immaculate Truck was attacked and severly damaged by a logging truck on the interstate. No injuries thank goodness. I have been in contact with ...
Forum Discussion
Your ins agent is not going to be involved....nor will they do anything on your behalf (in the scenario described). If you don't like the settlement proposed by the other party's ins...co. well, that will be all on you to fight or to dispute in whatever manner you pursue.
Since apparently its not your fault and your ins company has no liability...they're not going to do anything.
About the only thing your agent will do is potentially save a copy of the police report if you have one...and maybe offer to get a phone number of the opposing party ins.. outside of that the agent is going to tell you that its your issue to deal with the other ins...co.
Different states have different rules about property and what the ins. companies are required to do. The ins on average are in the biz to lowball the claim payout....so they never get tired of the stupidity...you on the other hand will get tired of theirs... if its a total...then you'll do good to get the average price of a similar truck used...
Since apparently its not your fault and your ins company has no liability...they're not going to do anything.
About the only thing your agent will do is potentially save a copy of the police report if you have one...and maybe offer to get a phone number of the opposing party ins.. outside of that the agent is going to tell you that its your issue to deal with the other ins...co.
Different states have different rules about property and what the ins. companies are required to do. The ins on average are in the biz to lowball the claim payout....so they never get tired of the stupidity...you on the other hand will get tired of theirs... if its a total...then you'll do good to get the average price of a similar truck used...
