I think it all comes down to what you want and need. People in different circumstances with different needs will make different choices. Its not an all size fits one. I am retired and camping is a hobby. We might take extended vacations now but the longest trip we have envisioned will be 30 to 90 days. We are also now on a fixed income and don't want to put all of our assets into our hobby. In addition it might be we will go to a one vehicle family sometime in the future. If its our everyday runner I do not want to spend all my money at the gas station. Sorry but back to the subject. If you know that you are going to pull a 7,500 lb trailer and you know what your budget can comfortably handle with enough left over to still enjoy the hobby you should do okay. Just one more thought, we keep our vehicles on average 8 to 10 years and always buy new. Will that truck work well for you 3, 4, 5 years or longer down road?