Rear-Ended

BenK wrote:
Insurance should cover and if me...if there was any marks on the receiver...I'd
insist they change it and get a good one

Around $200 bucks for a good one and about 1 hours labor...why chance it ????

So you insist and the insurance company says "no", then what? The insurance company has a vested interest in not paying out claims with no merit. The only card you hold is a checkbook and I'm pretty sure they're probably not making $300.00 profit on a 6 month policy when all is said and done. And if they are, then you better go down the street cause I'm pretty sure you can get a cheaper policy.