Deano_1
Sep 24, 2015Explorer
Rear-Ended
Hey Guys, Last week my 2014 Expedition EL was rear-ended. Good news no one was seriously hurt. About $3000 in damage. The repair shop looked at the hitch and said it doesn't need to be replaced. ...
6.6 Oilburner wrote:wing_zealot wrote:BenK wrote:So you insist and the insurance company says "no", then what? The insurance company has a vested interest in not paying out claims with no merit. The only card you hold is a checkbook and I'm pretty sure they're probably not making $300.00 profit on a 6 month policy when all is said and done. And if they are, then you better go down the street cause I'm pretty sure you can get a cheaper policy.
Insurance should cover and if me...if there was any marks on the receiver...I'd
insist they change it and get a good one
Around $200 bucks for a good one and about 1 hours labor...why chance it ????
If the insurance company says no, you refuse the claim and send it to arbitration. If it has anything to do with a safety/liability issue in any manner, you can simply say "I no longer feel safe with this vehicle"
The fact that another party rear ended him and is 100% without question at fault usually means that the other companies adjuster is going to go out of their way to make the hit party happy.
The initial damage pic didn't make me question the hitch, but the picture of the car that clearly hit low and ended up under the vehicle does make me question if the hitch was touched/tweaked.