It really is not about what it can or cannot do, so much as what you are willing to make it do.
Years ago when farming I learned that a 1/2 and 3/4 ton pickup was just a suggestion. Loading the trucks till you could hunt raccoons at night with the headlights was not all that uncommon.
They were old farm trucks you ran till they broke, then you fixed them.
But those times are gone. Trucks today are bigger, stronger and require a lot less maintenance. But the cost of repairs, parts and liability are far greater and far more complicated.
A person is free to do whatever they judge proper but if something goes wrong that judgment will certainly be questioned.