You never know, you just never know. I tried to use mine on my Outback, just to find out the "extended" warranty excluded it, because it was left out of the contract. But, it turned out the manufacturer went ahead and did pay for the repair (or at least part of it). So you know, you just never know how things will turn out. In 20 years of RV ownership, this was the first attempt at using the "extended" part. Pop-up did not have it, first TT did, second TT did not, third TT did. So, actually, in 20 years, I've never been able to use it.
Life is a gamble? Save that $1000, put it aside, add $10 to it every month and let it build for (IF) you do need a repair. (my suggestion).