Turns out I had full replacement coverage. Looked through my policy and didn't see it, but they say I have it. Not losing a dime on it. Thanks again for the help. Time to shop for another one!!
By the way, Allied/Nationwide is who I had the coverage with and they have been wonderful to work with. Adjuster on site within a couple days, great communication with corporate adjuster and Loss Division called as soon as my claim was sent over to them. Would highly recommend. BIL's home and barns got hit during the storm two weeks ago Monday. State Farm Insurance still has not had an adjuster out to look at the property of someone who has been with them for 25 years.