If done a couple searches and cannot find any info on a trailer being a total loss. My TT got picked up by a tornado and flipped on it's back. No one was in it, thank goodness. Insurance adjuster stopped today and it's a total loss. What do I need to be aware of when dealing with the insurance company? Trailer was a 2014 Salem Hemisphere Lite, 312QBUD.Thanks for any guidance.

Work with your agent, and the adjuster. Your agent should want to keep your business, so he/she should be your advocate.Good luck!

Check your policy. Most likely they'll give you book value unless you can prove extra value. At least that's my assumption. Insurance companies rarely lose; hopefully you'll at least break even. Were you in woodhaven? So sorry for your troubles. Best of luck!

Sorry to hear this! Glad no one was injured in it, at least. Good luck!

Agree they will give you "book value" although not sure whose book they will use.

brirene wrote:Check your policy. Most likely they'll give you book value unless you can prove extra value. At least that's my assumption. Insurance companies rarely lose; hopefully you'll at least break even. Were you in woodhaven? So sorry for your troubles. Best of luck!Not in Woodhaven. They got smacked pretty hard. Camper was at in-laws in Coal City. We live outside town and it missed us by a 1/4 mile. Our family farms took a direct hit though.

Tornado | Good Sam Community

time2roll
Nomad
Jun 28, 2015
Check your policy. Mine was full original retail for the first five years.
colliehauler
Explorer III
Jun 28, 2015
Unless you have replacement cost insurance they will give you book value minus deductible. Glad no one was hurt.
GMandJM
Explorer
Jun 28, 2015
Wow! Sorry to hear about your camper. Glad no one was injured.
browndogz
Explorer
Jun 28, 2015
brirene wrote:
Check your policy. Most likely they'll give you book value unless you can prove extra value. At least that's my assumption. Insurance companies rarely lose; hopefully you'll at least break even. Were you in woodhaven? So sorry for your troubles. Best of luck!

Not in Woodhaven. They got smacked pretty hard. Camper was at in-laws in Coal City. We live outside town and it missed us by a 1/4 mile. Our family farms took a direct hit though.
BB_TX
Nomad
Jun 28, 2015
Agree they will give you "book value" although not sure whose book they will use.
kknowlton
Explorer II
Jun 28, 2015
Sorry to hear this! Glad no one was injured in it, at least. Good luck!
brirene
Explorer
Jun 28, 2015
Check your policy. Most likely they'll give you book value unless you can prove extra value. At least that's my assumption. Insurance companies rarely lose; hopefully you'll at least break even. Were you in woodhaven? So sorry for your troubles. Best of luck!
avoidcrowds
Explorer
Jun 28, 2015
Work with your agent, and the adjuster. Your agent should want to keep your business, so he/she should be your advocate.

Good luck!

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