Towing capacity vs max cargo weight rating

ognend wrote:
Thanks. So to translate in English, there are gooseneck trailers that could weigh 15,100 lbs but weigh much less than 1790 lbs on the pin. They are just not RVs and horse trailers with living quarters. In order to be legal and under the max requirements for towing a living quarters horse trailer, one should move to a truck that can handle the load properly - as in handle a payload of 25% of the gooseneck GVWR on the pin.

This is a 10,000 GVWR 6.7L 3/4 powerstroke (2016), 4x4 with a crew cab (all payload detracting factors). It has a max towing capacity (gooseneck/5w) of 15,100 and max payload of 1792 (as per Ford's towing guide). I have been debating moving to one of the new gassers since they seem to have a better towing/payload rating, are cheaper to maintain etc. The trailer has a GVWR of 12,700 lbs (so realistically 25% of that is 3,200 lbs - which is right near the max for the similarly configured gasser 6.6L Chevy or 7.3L Ford). It is only my wife and I so we have the 450lbs "left over" on the truck payload for the remaining 3 adults calculated/assumed in the payload rating provided by the manufacturer(s).

ognend wrote:
Thank you all for the replies. I think I am just going to go to the scales and get the weights in front and back and calculate max payload. I think after reading the discussion, I am comfortable with this. Thanks :)

Well first of all you state the GVWR of your GN Horse trailer with Living Quarters, how many horse, and how large is the LQ area.
The question arises what kind of towing experience do you want? 12,700# GVWR of the horse trailer figure 25% as pin, and you have 3,175#, that is about the maximum payload of a F350 SRW, and you still have stuff and people to add to the truck.
You should be looking at a good DRW TV, forget a SRW.
I would also forget a gasser, you might get by with it in Florida, but it will be working hard in any hills.
So I personally had to deal with this with my DD, and she ended up with a 2004 Ram 3500 DRW it has a 4,500# payload, and is happy with her 4 horse with small LQ, fine. We towed it home with our old 2500, and it scaled at about 2,700# pin empty. See picture below.

As to the legality of towing over GVWR, no, you likely will not get a ticket if over GVWR, BUT do you want to take a chance if in an crash, your fault or NOT, having a personal injury lawyer coming after you for a large amount of money?? Many on here will say never heard of an RV overweight lawsuit, well just how many lawsuits make the news. Seeing how it is stated many times in owners manuals, and towing guides state it is unsafe to exceed any of the weight ratings.