Towing capacity vs max cargo weight rating
Hello all! Can someone clarify something for me? If a truck's max gooseneck trailer loaded weight is 15,100 lbs (as per manufacturer towing guide - it is a Ford) - how can the max cargo weight rati...
Forum Discussion
RoyJ wrote:Lantley wrote:
The entire insurance industry is based on "What if's"
No, it's based on proving, beyond reasonable doubt, that the accused reason is true cause of the accident.
Reasonable doubt are you kidding? Insurance companies will seetlle all kinds of claims if they think its prudent. There is no guilt with liability. Guilt is associated with criminal cases.
Liability can be very subjective. Never the less if the insurance company figures it's cheaper to settle vs. fighting it in court with a lawyer.
They won't hesitate to settle, even if they believe they were not truly liable
Your rates are based on what if this RV is totaled?
Who is the bigger risk the guy with a clean driving record or the guy with 3 DUI's in 3 years?
What are the chances of the 50 year old male crashing vs. an 18 year old teenager crashing.
What car is more likely to have an accident a Corvette or a Camry?
All these if's are what the insurance company ultimately pays for and also what we pay for.
