Forum Discussion
SoCalDesertRid1
Aug 22, 2016Explorer II
I use my commercial truck to tow for personal purposes sometimes. My truck has USDOT numbers and company name and logo, as per DOT regulations. When I tow for personal purposes, I cover up my DOT numbers with magnetic 'not for hire' signs. This signifies that I am not conducting business on this trip.
On the insurance issue, commercial trucks are required to carry so much more insurance than personal vehicles, that I would rather have an accident in the commercial truck, if someone wants to really try to sue the pants off me, since I have double the liability limit on the commercial truck than I do on my personal vehicles. Because of the business, I also have an umbrella liability policy, so I'm double covered with that.
On the insurance issue, commercial trucks are required to carry so much more insurance than personal vehicles, that I would rather have an accident in the commercial truck, if someone wants to really try to sue the pants off me, since I have double the liability limit on the commercial truck than I do on my personal vehicles. Because of the business, I also have an umbrella liability policy, so I'm double covered with that.
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