Towing with a company truck?
Are there any laws that would prevent a business owner from using a company truck to tow a personal travel trailer?
Forum Discussion
SoCalDesertRider wrote:
I use my commercial truck to tow for personal purposes sometimes. My truck has USDOT numbers and company name and logo, as per DOT regulations. When I tow for personal purposes, I cover up my DOT numbers with magnetic 'not for hire' signs. This signifies that I am not conducting business on this trip.
On the insurance issue, commercial trucks are required to carry so much more insurance than personal vehicles, that I would rather have an accident in the commercial truck, if someone wants to really try to sue the pants off me, since I have double the liability limit on the commercial truck than I do on my personal vehicles. Because of the business, I also have an umbrella liability policy, so I'm double covered with that.
I would agree with this, but folks should read their policies carefully and make sure that non-business travel in the truck IS actually covered and to what extent. Some insurances may have a clause that "incidental non-business travel" is covered, but anything more than that will require a second policy, etc.
