Towing with a company truck?
Are there any laws that would prevent a business owner from using a company truck to tow a personal travel trailer?
Forum Discussion
SoCalDesertRider wrote:
I use my commercial truck to tow for personal purposes sometimes. My truck has USDOT numbers and company name and logo, as per DOT regulations. When I tow for personal purposes, I cover up my DOT numbers with magnetic 'not for hire' signs. This signifies that I am not conducting business on this trip.
On the insurance issue, commercial trucks are required to carry so much more insurance than personal vehicles, that I would rather have an accident in the commercial truck, if someone wants to really try to sue the pants off me, since I have double the liability limit on the commercial truck than I do on my personal vehicles. Because of the business, I also have an umbrella liability policy, so I'm double covered with that.
^This is the best and most correct answer. Unless the business has a personal-use exclusion written into the policy, the company policy will be superior to most personal policies. Covering the DOT numbers will prevent confusion (and photo bypass citations in some states) when you drive by scales. Don't go through DOT scales when towing a personal RV trailer.
