Travel Trailer Insurance
My son just bought a used travel trailer and asked about insurance. Since I have always owned a motorhome I couldn’t advise him. The trailer was cheap so he isn’t interested in comprehensive coverage ...
Forum Discussion
ajriding wrote:
You can insure anything....
No need to insure a trailer as most likely your auto insurance will cover the towed vehicle.
A general umbrella policy might be as cheap as $300 per year and give you a million in coverage, which as it sounds, covers everything in your life like an umbrella. The exception is sexual crimes and possibly crimes you purposely committed. This would cover damages your trailer made as well as anything you might get sued for in your daily life. Many variables in different policies, but this is the way to go to protect yourself if you have any assets a lawsuit could come after.
Umbrella policy for potentially needing a little liability coverage? Maybe, if the OPs son is worth enough to make an umbrella worthwhile. But it is not even on the top 10 list of how to get cheap liability on an old cheap RV.
Although some people rely on insuring everything they own or could be liable for 6 ways from Sunday, so they can sleep better at night.
