USAA Insurance
I know we fall into a slightly different category with no towed vehicle. So, us (TC'ers) have standard insurance (we just list the TC as property - It's considered cargo in Florida) So, we're read...
Forum Discussion
We got a quote from USAA on our TC that was 1/2 the cost of Progressive, Geico, Foremost, etc. Unfortunately, it came with a caveat. USAA doesn't offer 5 years of replacement value coverage (replace with "new" up to 5 model years) like other RV insurers (at least in our area). USAA only offers ACV (actual cash value) coverage. ACV provides significantly less coverage (vs. 5-year replacement) in the event of a total loss situation.
