Thanks Larry that was very helpful. Here's what I'm thinking, please let me know if my math/logic is correct and reasonable:
Ford f 150 towing capacity- 7,700 lbs
Payload- 1,500 lbs
TT- Dry 4,500
TT Tongue Wt (13%)- 559 lbs
Family- 400 lbs (and growing)
Hitch- 100 lbs
Gear- 1,000 lbs
TOTAL TONGUE WT- 1059
So, my plan would be to not add anything to the vehicle (Larry, I hear what you're saying, however, purchasing a bigger vehicle isn't practical for my every day driving or wallet). Therefore, the 1,000 lbs of gear would go in the trailer bringing it to 5,500 pounds.
CORRECTION- If I add 1,000 lbs to the trailer my Tongue Weight will be 1,215 lbs
Does my math seem correct? It seems like this would work, but I would rather hear any concerns now, than find myself stuck on the side of the road in the mountains.
Thanks!