Your reasoning sounds good, but with the 6 speed transmissions, 3,73 gears will result in less towing capacity and worse fuel economy. With the 4.10 gears, you start out easier and your transmission shifts through the gears as needed. You loose some top end, but likely don't ever drive that fast anyway. There are some spreadsheets folks have done showing the gears, rpms, etc.
My brother asked what I had on my truck and what I would order differently, I would order 4.10 gears (did not think about it with 6pd trans enough) and I forget to get the 5th wheel prep (we tow bumper pull now, but wanted to ready for 5th wheel if we changed later).
He bought a new truck just like mine, except 4.10 gears and he loves it towing their ~10k lb trailer.
Note: we both have gas trucks, diesel I would get the 3.73