Wind damage
Well, this evening, we have been pained with severe winds. Just after sunset, I heard a crash in the back yard and saw a large limb in my neighbor's yard. I had to put some shoes on and as I walked ...
Forum Discussion
When I had this discusion with my agent he said, mine is only covered when on the truck. Homeowners only covers things that can't be licensed or registered. Things that can be licensed or registered need there own policy. For years I had a rider on the camper. I also had my JD tractor covered that way as well. Anymore I just self insure what I can. I pay cash for everything so not a big deal to replace anything under 20k or so. Always good to have a talk with your insurance guy before this happens. I go in with a list every 6 mo or so and ask what if, am I covered. Your experiance may be different I think all companies handle these things in there own way. I did learn if your nieghbors tree lands on your fence its yours to fix. Even if you begged the neighbor to cut the old rotten thing down. The burden lies where it falls. You have civil court but generaly its your baby. Good luck. That storm rolled through here as well. I need to go around this morning and check my properties and other stuff for damage. Hope for the best.
