Your thoughts and experiences
If you had an insurance claim for a mishap, hitting post or pull off tie down on a bad pot hole road. When the adjuster comes to check they find old broken area under the slide out and/or rot and they...
Forum Discussion
Francesca Knowles wrote:
My Dad was in the insurance business for many years, and here's one of the things he taught me:
Insurance companies track every call you make inquiring about coverage for specific losses. If you already have them involved, you might as well go through with the claim. (This regardless of whether you talked to a claims operator or "your" agent. Their first responsibility is to the companies they represent). The fact that you've reported an "incident" goes down in your record just as if you've filed a claim; paying out of pocket instead of with their money won't make a bit of difference in that department.
This is great advice. I already knew this from my insurance agent. She told me that if I have any questions never call the company, always her. You see that if you call as said above they take your name and info and record the call in your file...when she calls she says she wants to verify something in a policy...without saying who for. It is a good practice...also my agent has been able to meet/beat anything I could do on my own and on my boat policy it has even better coverage than I could get for about 2/3's what I was being quoted. So far thx for the info.
