Your thoughts and experiences
If you had an insurance claim for a mishap, hitting post or pull off tie down on a bad pot hole road. When the adjuster comes to check they find old broken area under the slide out and/or rot and they...
Forum Discussion
Francesca Knowles wrote:
My Dad was in the insurance business for many years, and here's one of the things he taught me:
Insurance companies track every call you make inquiring about coverage for specific losses. If you already have them involved, you might as well go through with the claim. (This regardless of whether you talked to a claims operator or "your" agent. Their first responsibility is to the companies they represent). The fact that you've reported an "incident" goes down in your record just as if you've filed a claim; paying out of pocket instead of with their money won't make a bit of difference in that department.
My Dad was also in the insurance business for many years until he retired, and he taught me the very same things you mentioned. It is very true of what you said about not calling your insurance company, but to call your agent instead about advice on a particular matter as he/she knows how to get around the insurance company on that subject without involving their client
