Insurance for F-550 1-1/2 ton
Getting pricing for Insurance on 2006 F-550 1-1/2 ton truck. They are making me go the commercial route dang it. Hopefully there is a multi vehicle discount. Hopefully it won't be bendover pricing through Progressive.
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18 Replies
OK, here it is.
F550 1310.00 a year through State Farm with better coverage.
F250 is 1034.00 a year with better coverage. 400.00 cheaper.
House is 1550.00 a year with better coverage. 100.00 cheaper
Umbrella, 225.00 a year.
State Farm saved me a bundle, about 2800.00, and I have much better coverage now.
I am basically paying 1000.00 more for everything. What a deal!
Thanks for the State Farm Recommendation.
Now, can anybody recommend some good lotto numbers? 😀
State farm first thought my new 2025 f550 was a commercial truck, and declined, but I sent them a photo of it with camper mounted and they changed their mind, and insured at about the same rate as my f350. I think it's about $1800/yr. While not exactly cheap, it is a $100k truck.
In CA, you can also send the DMV a notice that it is a full time camper hauler and they will rescind the commercial status so you can bypass scales.
dmv form reg 256A
I just got a preliminary quote of 1632.00 a year on the F550. They insure in 6 month intervals. I'm also having them quote the TC, F250, and House. I may receive a package discount, we shall see...
Thus far, I'm feeling much happier.
I'm getting a quote from state farm. We'll see how it goes.
Quotes for home, F250, F550, S&S TC, We shall see what happens.
Thanks all for your responses. I am still exploring options. Getting tired of spending money on things and not having enough coming in. Might have to start mowing lawns. Oh wait, that would turn it into a commercial work truck...
I'll keep y'all posted.
Yep, my insurance company (USAA) won't insure 450/550's as they consider them commercial. I'll be staying in the 350 and under class of trucks and campers.
Yup, most states and ins companies won’t insure a med duty truck like a light duty.
Progressive can kma though. Dropped those fuggers about 8-10 years ago.
I check rates every year or 2 to keep my ins co honest and since the Rona, insurance prices have gone way up round here (and everywhere).
So far, no one can touch AmFam the last couple times I checked. Hell, Mutual of Enumclaw basically called me uninsurable as a 50 year old, great driving record, but one “at fault” with my kid a couple years ago from a hit and run tweaker, high as **bleep** with no insurance. Cops in Black Diamond even arrested him directly afterwards. AmFam called it at fault even though other guy got multiple tickets and tossed in jail. They burned the accident forgiveness ticket up because they could.Car insurance has gotten bad in the last few years. My other kid, his car insurance doubled in FL last year. Good record, bad hurricanes….
Good luck but try AmFam. Cars, house, boat, umbrella etc they are still low as of 6 months ago.
Holy begeezerz! 4000.00 dollars!!!
That's a jaw dropper. Anybody with a 5500, 550, 4500, 450 series truck getting a better rate than that?
