A good friend has an accidnt in Mexico

Interesting. Several body shops told me the dinged up fender on my toad was not repairable and said another fender was necessary. Maybe a lot of it has to do with price and not ability?

Mex: of course!! It was Lewis and Lewis. The policy is excellent. The problem is getting Qualitas to adhere to the policy. I will know the outcome on Tuesday. The adjusters often do not understand that a Tourist policy is not like a Mexican's policy. Both the body shop mgr. and the head bodyman- painter said that the door should be replaced. But all they do is take pictures and send a report to Qualitas. He said he would recommend a new door.

Moisheh

Moishe who is your Surplus Line Broker? Or is this a policy purchased and administered in Mexico?

WE too have Qualitas. Although the adjuster was prompt in showing up he was not up to the job. It was late in the day and I think he wanted to go home! he missed damage that made the cost of repairs almost double. He did not understand that with this policy I have the option of taking it to the USA and they pay for the repairs. Not the first time a Qualitas adjuster was hopeless. A number of years ago a Qualitas adjuster came out to Kino on the bus to assess damages on a Ford van. My neighbor was a certified Icar trainer and declared it a write off. The adjuster wanted to fix the vehicle. Tried to low ball the write off value. Then he asked for money for the return bus fare! In all fairness Mexicans think that insurance is a way to get double the value of damages or thefts. Thus the insurance companies are skeptical about losses.

Moisheh

Yes, that's true, but hopefully/fortunately you are OK.

We bought a new to us vehicle today. Drove it straight home and put it in the garage until tomorrow when we'll go to Hacienda and re register it and the insurance (Qualitas) is just waiting until we send them a photo of the tarjeta de circulation. Only THEN will we drive it!

So sorry it happened to you.

Be glad your accident was in BC. On Monday I was in Hermosillo. My wife's 2001 Rav 4 needed net tires. The existing tires were 8.5 years old with 90 % tread. But in the Sonora heat old tires explode. Costco installed the tires and I was on my way to PU my wife at a Clinic. In HMO between 1 and 3 pm he traffic is horrible. It is lunch time and most workers go home or lunch. It is crazy because most of the 2 hours is spent in traffic . On my way an idiot ina Ford explorer ran into the back end of the Rav while I was stopped. 3 big yahoos in the car. No plates, no DL and no seguro. I pulled out my phone and was about to call the cops but the 4 of them were having a serious discussion. I think they were going to assault me. I put away the phone and they calmed down. WE could not exchange any info in that traffic so he agreed to follow me the few blocks to the clinic. Of course as soon as it was possible he just took off. Police and the insurance adjuster showed up. Today we went to the body shop used by most insurers. Independent shops do not accept insurance as the companies are slow to pay. Those independents do not order parts. You supply the parts! The shop used by the insurers agreed that the Rav will need a new tailgate/door. But he said that often the insurer wont pay for new. They want the shop to fix it. I am going to have a battle as the body shop agreed that fixing the door would give me bad repair! Sure not like our Government insurance in Manitoba, Saskatchewan and BC!!

Moisheh

moisheh wrote:
Tequila. Where did that accident happen? Who was the insurer and did you get good service. When I first read of your accident I was glad that you survived. I have witnessed many accidents in Mexico. Once I had to go the compound where they keep the accident vehicles. Hard to believe how so many vehicles could be destroyed beyond recognition. Often the buses are flat right to the first row of passengers. Scary!!

Moisheh

Near Kamloops, BC Canada. I know the terrain looks like Sonora, but BC does have desert. Insurer was ICBC

Tequila. Where did that accident happen? Who was the insurer and did you get good service. When I first read of your accident I was glad that you survived. I have witnessed many accidents in Mexico. Once I had to go the compound where they keep the accident vehicles. Hard to believe how so many vehicles could be destroyed beyond recognition. Often the buses are flat right to the first row of passengers. Scary!!

Moisheh

Mexico is a place where I amplify "Defensive Driving" all the way to "Paranoid Driving". Everyone else gets the right-of-way if they show signs of "pressing it"

When I flat towed a one ton behind Quicksilver it was connected with a massive 20-ton pintle hitch and custom tow bar. If I dropped off a ledge, brakes and throttle are not an option. This is a bad bad juju situation without a good outcome.

Im not second guessing nor criticizing your reaction. I doubt I could have responded at all, other than maybe slamming brakes which could have had just as dire consequences.