Jack: I have no issue with not covering pre existing conditions . It is how they determine a pre existing condition. Just visiting a specialist should not start the clock over again. Some people do not realize that when a questionnaire asks if there has been any change in medication that means additional meds or eliminating a med. So if you were on a cholesterol med and you changed your lifestyle to where you stopped taking that med the questionnaire mist be answered: Yes there has been a change in my meds. On that Marketplace program about Manulife they asked a lawyer and a Dr. if they could answer all the questions correctly. Both replied they could not say with certainty their answers would be correct!
Moisheh
