Forum Discussion
aguablanco
Jan 17, 2016Explorer
kevinbti wrote:
Why should we pay for it? Its not a maintence policy. The oven did not work as it should, this is not a covered loss. I have been adjusting claims for 30 yrs. and I am amazed what people think should be covered Glad you and your family are okay
I am very happy that the family is safe and sound.However,this illustrates one of the reasons people dislike insurance companies. By your logic if my furnace malfunctioned and burned down the house I would have to buy a new furnace out of my own pocket. Is it the same with an electrical fire and I would pay for the wiring of the new home? Who said it was a maintence issue in the first place? Are you saying if any system in the home malfunctioned and caused damage it shouldn't be covered? How ridiculous would that be? While I understand that home insurance doesn't cover wear and tear I believe it does cover catastrophic loss. I would certainly contact a private adjuster or attorney in a case like this.
RichH
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