CKNSLS
If people haven't provided for their own retirement, who's fault is that?
I mostly certainly did provide for my retirement by saving and investing. Sounds like you have not been paying attention to what the bankers and Wall Street tycoons did to a lot of us back between 2005 and 2008 when they just about wiped us out. Maybe I made a mistake by investing in the stock market and believing it would come back. But there were also many other pensions that lost everything as a result of these crooks. We did plan ahead based on what we knew. We lost while the wealthy gained still more of our hard earned savings. So who's fault is it? If you have to ask you haven't been paying attention.