Vagabundos insurance - Is it a broker or a licensed insurer?

This is right off of their home page:

The idea of Club rates, for a special, safety-minded group surfaced. As a group our insurance loss ratios are low and this in turn allows the Mexican insurance company to grant lower rates.


Club Management has learned over the years the value of having a Mexican company and Insurance Broker that pays claims timely and helps members out of a jam.

The are obviously sellers. Don't forget to add the required membership at $35 annually.

Cheaper is as cheaper does. Beware.

Ok, I see, I saw their site but could not figure it out. This brings it up to light. Thanks you Talley

Kidoo wrote:
Ok, I see, I saw their site but could not figure it out. This brings it up to light. Thanks you Talley

Call them in Rio Vista where there office used to be, in either case buy the insurance in the U.S., don't wait to get to the border and try to buy the policy there.

Mexican law demands that for Liability, insurance must be from a Mexican company, no other. But this means that while liability insurance is from a Mexican company, this can be made available for others to purchase, outside their country, through brokers, some who can offer excellent service while you are in Mexico. One that has stood out well in the test of time, is Los Angeles -based, Lewis and Lewis. Watch for the company you are planning to use, for example, their deduction amount. Our first venture to Mexico was through Vagabundos. But when our air conditioner was destroyed while driving a very primitive detour route that took us under the Copper Canyon railway overpass, we were out of luck because of their 1,000 dollar deductible. At the time Lewis and Lewis had a 500 dollar deductible, which we later bought, enjoying their good service although we never had another claim. We liked that they offered advice if problems should arise while driving in Mexico, with such as wide knowlege of contacts, for instance, with lawyers who could help visitors.

daveB110 wrote:
Mexican law demands that for Liability, insurance must be from a Mexican company, no other. But this means that while liability insurance is from a Mexican company, this can be made available for others to purchase, outside their country, through brokers, some who can offer excellent service while you are in Mexico. One that has stood out well in the test of time, is Los Angeles -based, Lewis and Lewis. Watch for the company you are planning to use, for example, their deduction amount. Our first venture to Mexico was through Vagabundos. But when our air conditioner was destroyed while driving a very primitive detour route that took us under the Copper Canyon railway overpass, we were out of luck because of their 1,000 dollar deductible. At the time Lewis and Lewis had a 500 dollar deductible, which we later bought, enjoying their good service although we never had another claim. We liked that they offered advice if problems should arise while driving in Mexico, with such as wide knowlege of contacts, for instance, with lawyers who could help visitors.

Thanks, I am leaning for Lewis too, I had a few good comments on people that had accidents. They sell Qualitas and saw some bad comments too about Qualitas, so hard to say when it comes time to deal with them once problem arise.

Kidoo wrote:
Hi, I would like to purchase my RV insurance with Vagabundos because they are cheaper.

Are they a brooker or a licensed insurer? What are your experience with them?

From their web site, they pay $75 US for repair, is this the norm?

Thanks.

Not sure what rates you were quoted but when comparing Vagabundos and Lewis & Lewis I found Lewis & Lewis to be cheaper plus you have to pay to join Vagabundos every year!
JerBear

Lewis and Lewis will pay for your RV to be repaired in the USA. That is a huge plus. There are no real RV techs in Mexico and zero parts!

Moisheh

moisheh wrote:
Lewis and Lewis will pay for your RV to be repaired in the USA. That is a huge plus. There are no real RV techs in Mexico and zero parts!

Moisheh

But I guess you are responsible getting it there. They cover $300 for towing only.
JerBear