donn0128 wrote:
You would need to ask your insurance carrier for an answer to that question. Likely unless a police investigator cited you for gross overweight no one is going to know one way or the other. Common sense should dictate to most people to stick within the weight limits placed on a vehicle by the ones who manufacturerd it. Of course there are those that think they are smarter than the vehicle mfg. Go figure!
I wouldn't ask/tell my agent a d@mn thing; just opens up a can 'o worms that doesn't need to be opened. I'd still love to know the P/N's on that year's 3/4t and 1t axles. If the same, then that's something that can't be argued about. Adding the leaf, probably makes the spring pack a 1t pack. Not hard to add bigger brake calipers and/or rotors, too. (One of the few mods he hasn't done.) For all intents and purposes, OP's pretty much, IMO, got a 1t truck and, for a 10.5k trailer, shouldn't have much of a problem, at all. I towed an 11,360 GVW FW with my '02 D'max for 13 years and, yes, I know I was overloaded even well below that point, but didn't worry too much about it and just drove very cautiously and conservatively.
Lyle