FROZE UP
I overstayed my time in Oregon and now I'm in big trouble. A snow storm blew in a couple of weeks ago stranding us in our 34ft 5th wheel, and we were not equipped for sub-zero weather. Our gray water...
Forum Discussion
Tom_Diane wrote:
I have to agree, hit up the guys insurance!
You were put in a situation where you needed your RV while repairs to your TV were made as a result of the drunk driver they covered!
At this point you have nothing to lose.
You shouldn't worry about anyone thinking your stupid for being in the position you are in! Many others would have made t he stay just as you did and I always figure I should be good for one day below freezing as long as I'm using things!
Maybe you can go to the guy that hit you and tell him you plan to get it fixed on his dime even if a lawyer has to get involved and he may have to pay the attorney fee also and it would serve him well to pay out a little on the side!
Yeah its a shakedown but if he was driving drunk then he is the stupid one and needs to step up and take responsibility! Maybe next time he wont drink and drive and in particular his Class A !
NO!!! NEVER talk to the other guy directly. Will cause you more trouble than you need, and can cause you to lose =any= coverage. Our family attorney would sh!t himself if I ever did anything like that, and that's just on business matters.
A friend, who's a retired criminal defense attorney, did a very reasonable thing when his son (33 y.o. with 1 y.o. twins at the time), was run over by a 17 y.o. driving his dad's boat, and severed his son's leg. Asked for, and got, the policy limit. Basically said, "give us the policy and we won't ask for anything more. Any arguments and you'll have a dog fight on your hands and the payout goes =way= up." Guess what? They got the policy.
The OP needs to call =his= agent and get =his= insurance company to pay the immediate OOP expenses, including basic repairs to the RV to be able to get back on the road, then go after the other guy's insurance to get reimbursed. Major damages get fixed once he gets home. Were it me, I might even push to have the FW flat-bedded home as it just may not be safe to tow. Who knows if the frame was damaged to the point where it would be unsafe to tow and why should he have to leave it there and not have his local shop do the repairs?
Lyle
