I have heard several times that it is hard to get financing for an RV older than 10 years, making the trade or sale value drop at that point. True? Who knows for sure, but at least one of those making the comment was an RV salesman. I know, if his lips are moving then he must be lying. But this particular one I would tend to believe. And if I go on my bank web site and look at loan rates, for RVs it only give rates for 2008 or newer. And from Good Sam web site, Rates above apply: For a refinance, RV must be 2004 model year or newer. For a purchase, RV must be 2006 model year or newer.
Yours has reached that point, so that may not be a consideration for you.