Progressive declined part of my claim because I had water damage from a leaking hidden fitting. Since it apparently didn't happen suddenly, such as a water heater bursting.
Then in the middle of it, they noticed that my outer walls "appeared" to have ripples in the Gelcoat likely caused by water incursion from the roof and that i might not be able to get that covered if i don't properly seal the roof every year. Like they were looking for things to deny. My trailer has had the same ripples from the day I picked it up fresh from the factory, but the spineless repair shop estimator recanted everything we had talked about and agreed with whatever the adjuster said. I think it would have turned out much differently if I had taken it to Warrior Lifestyle.