I will try to make this as short as possible. We currently own a house in a small town in East TX. The wife has stayed there for the last 3.5 years while I have been spending most of my time in an rv living and working in the West TX oil fields. Well the time has come to sell the house and move her out to West TX with me. We have decided that because of the oil field and the nature of the housing market it creates, it will be better for us to purchase a large toy hauler to live in long term. We are still about 10 years from retirement so we won't be traveling and moving around like a typical full timer. My current rv actually hasn't move in 2 years. I have been recieving mail at a p.o. box at the local Post Office in West Texas. I have tried to research what pitfalls may be out there for us as we make this change. But as the available info mostly deals with changing everything from state to state for domecile purposes and the challenges that are faced with really being on the move. It all gets real wonky for me to try and apply to my own situation. I was hoping that someone here has dealt with a similar situation and point me in the right direction or highlight the possible hazards. Any advice is greatly appreciated.

Since you're staying in TX and won't be moving around, then your PO arrangement should work ok, and everything else should be pretty much the same as moving from one house to another within the state. About the only thing I can think of that you'll need to do differently would be getting full-timers insurance on your RV since you won't have the homeowners coverage that extends to your RV anymore. With a PO box address you may have to use the park street address for some things, adding the PO box for mail delivery. Most accounts that require a physical address also accept a separate mailing address.

Full time and not moving, look at park models. More space,better insulation are only two of the benefits.

Our situations differ from yours, but we will be happy to help if we can. What issues seem are troubling you? From the outside, your situation seems simpler than many others, but maybe not. If you share the specific issues causing angst, you I'll get more specific suggestions and will help future people in a similar circumstance. If we cannot help, maybe escapees club can. If you are not planning to move regularly, why a toy hauler? Correct me if I am wrong, but I have the impression that there are compromises one must accept to make space for big toys. And one will have a smaller selection of rigs if one Excludes all but toy haulers.

I will try to make this as short as possible. We currently own a house in a small town in East TX. The wife has stayed there for the last 3.5 years while I have been spending most of my time in an rv living and working in the West TX oil fields. Well the time has come to sell the house and move her out to West TX with me. We have decided that because of the oil field and the nature of the housing market it creates, it will be better for us to purchase a large toy hauler to live in long term. We are still about 10 years from retirement so we won't be traveling and moving around like a typical full timer. My current rv actually hasn't move in 2 years. I have been recieving mail at a p.o. box at the local Post Office in West Texas. I have tried to research what pitfalls may be out there for us as we make this change. But as the available info mostly deals with changing everything from state to state for domecile purposes and the challenges that are faced with really being on the move. It all gets real wonky for me to try and apply to my own situation. I was hoping that someone here has dealt with a similar situation and point me in the right direction or highlight the possible hazards. Any advice is greatly appreciated. The biggest issue I see is you are going from a house to an RV. You will not accrue home appreciation equity in an RV as they are typically a decreasing value item. But, if you have that figured into your long range financial plans and don't plan to stay long in the new place where purchasing a home would not be that good of an option it should work for you.

My 7th year in the Texas oilfields. From the Barnett to the Permian and the last 4 in various places in the Eagle Ford. SOP started with an Escapees PMB which serves as the address of record for domicile, insurance, drivers license, credit cards and vehicle registrations. I then rent the smallest PO Box in the nearest town to where I am working for a 6 month term and renew or walk away as necessary. It is cheap and all my important mail goes to Escapees. The Escapees mail has been flawless.

Could use a little help with my Full timing scenario

allen8106
Explorer
Apr 14, 2017
Unless you are paying cash buy the new RV before you sell the house. Many lenders won't lend you the money for the RV if you don't have a permanent sticks & bricks home.
jimpaar
Explorer
Apr 13, 2017
BarbaraOK, thank you so much for the kind response and information. Great to hear and happy RVing.
BarbaraOK
Explorer
Apr 10, 2017
It has ALWAYS been the case that you didn't need to worry about inspections if out of state. It has only been the past 3 yrs when they went to 1 sticker that you had to certify that you are out of state. And by fall it looks like that requirement will go away.

WE got our Class A licenses (we can pull over 10K with out MH) in 2006. Have renewed them by mail and in person, just can't renew online.
jimpaar
Explorer
Apr 10, 2017
BarbaraOK,

Thanks for the insight from someone that is licensed in Texas, it is hard to get straight information from the internet. Whatever I have read states you must get inspected once a year and pass the non-commercial Class B license. All my information has came from state sources.

Thanks
msmith1199
Explorer II
Apr 08, 2017
cmcdar wrote:
There is one more thing you may want to think about and that is If you sell your house and do not reinvest any money you gain on the sale you will be nailed with a capitol gains tax.

I have seen a number of folks end up renting out their home.

Only if you have more than a $500,000 gain if married filing jointly.
Snowman9000
Explorer
Apr 08, 2017
Yeah, you're exempt from gains tax then.
blctex
Explorer
Apr 07, 2017
cmcdar wrote:
There is one more thing you may want to think about and that is If you sell your house and do not reinvest any money you gain on the sale you will be nailed with a capitol gains tax.

I have seen a number of folks end up renting out their home.

Way outside the 2 of the last 5 years. So all the money is mine and don't have to share. That being said it will be put away to grow for the retirement home, which will be a 45ft or so sailboat moving around the bahama's and Caribbean. Come on 10 yrs...
BarbaraOK
Explorer
Apr 07, 2017
JimParr,

Why are you posting incorrect information? No one who has a RV in Texas is required to get a CDL license. Some might have to get an enhanced license, which requires a 20 question written test and a 20-minute driving test, neither of which are a problem to pass. It is based upon weight of MH (over 26000 lbs).

And if you are out-of-state, you DO NOT HAVE TO RETURN FOR AN INSPECTION. You just renew your registration online and certify that you are out-of-state and will have it inspect when you return. Our coach hasn't been inspected in years because we haven't passed through with the coach. Plus looks like by the fall, no one will be having to have safety inspections done any longer, just emission testings in the big metro areas.

One should not post 'hearsay' information.
jimpaar
Explorer
Apr 07, 2017
Thanks blctex for the insight. I'll I am trying to state is the red tape you have to go through in Texas is much greater than Florida. I agree with having licensing people in a class to be safer on the road. I flew 23 years as a flight medic and have seen plenty of accidents involving RV's and many more truckers being foolish on the roads.
cmcdar
Explorer
Apr 07, 2017
There is one more thing you may want to think about and that is If you sell your house and do not reinvest any money you gain on the sale you will be nailed with a capitol gains tax.

I have seen a number of folks end up renting out their home.