Sewsyq wrote:
The person who I am corresponding with for this company says, "The plan is backed by Freedom Life Insurance, been around for 55 years, A+ rating"
I am very suspicious as they claim it is a PPO with nation wide coverage.
To quote this person, "The Secure Access plan is $789/mo, which is not an Obamacare plan. It comes with $0 deductible, a nationwide PPO network, and $0 doctor visit copays, plus benefits for all the standard things like prescriptions, lab work, hospital stays, emergency room, etc. Note especially that this coverage uses a nationwide PPO network, something you are looking for due to your expected travel around the country."
DH & I need to make our health care decisions soon as we will be quitting our jobs and going FT as of 9-2-16.
I would appreciate your advice/ information. Thanks kindly, Sue
I know nothing about this company, but I am always wary about phrasing such as "plus benefits for all the standard things like prescriptions, lab work, hospital stays, emergency room etc." That can mean anything from they cover all those costs to they pay the first $5.00 and you pay the rest. The only thing worse than the insanely expensive insurance plans currently available that conform to the the ACA (Affordable Care Act, the most misnamed program in the history of government) would be paying nearly $800.00 per month and finding out the insurance coverage you think you have actually doesn't exist. You need to find out what state(s) US Health Advisors is licensed in and be sure the State Insurance Commission backstops it so if you have a covered claim you actually get the benefits you are entitled to.
