Typical trip for us has been about four months. About to leave on a ten month FT test. So this will be a first time four season absence. If all goes well we will sell S&B. Looking for the more unique ...
Big difference between an "empty" house and a house with furniture, lawn mowed, someone checking on it as far as insurance goes. Empty to insurance means vacant which means there is nothing in the house. If you own a home and want to travel you can as long as someone is taking care of the property and it looks occupied.
This would be considered an unoccupied dwelling, not empty or vacant.