So many questions about full time living

Welcome. You posted this question in the community feedback section which is for issues with the website itself. There is a full timing section you could post there or perhaps the moderators will move it for you and you will likely get more traction on your questions.  That said, your issues are like many Americans. I was listening to a podcast the other day and they were saying that a few years ago, home ownership was capable for about 50% of Americans. Now that number has dipped to about 19%. Wages not keeping up with inflation, interest rates are up, and housing prices have almost tripled in the past 5 years. My Son is 21 and I don't know how he'll ever be able to buy a home. For the most part people choose to be full time RVers and less about necessity. While it can be a cost-effective option, that is not always the case. One of the mean reasons people choose to full time in an RV is to move with the seasons and travel. RVs are full of caveats and concessions. As you are finding, utilities/mechanicals can be an issue in severe weather. RVs require constant attention/repairs. RVs are not built like houses. The codes and requirements are different, so they are less efficient at maintaining heating and cooling. Add to that you are open on all 6 sides, basically hanging in the air. Doesn't sound like you'll be travelling with this RV (you would need a large truck for that), so have you considered a park model or tiny home? They are a little more stationary and as a result perhaps better for full time, stationary living.