Timing?

Social security address is not a problem - SS deposits all payment into your bank account they do not send checks - I moved right after I got my first payment

List a little early and set a contingency closing date to fit your schedule.

Sorry duplicate.

I changed mine ( SS) Right after also. No checks sent, auto deposit the payment and have everything possible sent to email not mailed. set all that up asap. address forwarding can catch almost anything else. Nowdays almost everything can be auto handled (deposits and credit Payments)with instant text or email notifications in real time allowing you to follow up. your mailing address should be almost secondary.

First of all slow down and take breath. Trying to sell the house in the dead of winter in Indiana and is probably not your best option. In your case I'd first decide on just where I wanted to setup my domicile. If you have children in the area you could use there address as your home base, and if not there's an another option. Join the Escapee RV Club and setup your domicile through them. Jump in the RV and head south for the remainder of the winter months while the house is on the market. In my case I was living down in Texas at the time and it was summer time when I put my house on the market (sold in 1 day). While I was cleaning out the house which is probably going to be the hardest part, I was living in my Motor Home in the backyard. There's all kinds on options for you, you just have to pick the right one for you. In my case I'm using my son's home address as my domicile. And so far it's worked out well. I have all my mail sent to Escapees mail service and they send to me where ever I'm at when I want it. I'm on my third year now of full-timing.

When I started thinking about going full-time after my wife passed away it took me at least 6 months to get things figured out. Read everything I could get my hands on. Talked to my brother and his wife about it because they where already full-timing which really helped out.
As far as the S.S. check you can have it sent right to your home bank of your choose. Can even be the one your using right now. And if you decide later that you want it sent somewhere else that can also be done. So make the best of this year because it'll be over before you know it.

Captain_Happy wrote:
First of all slow down and take breath. Trying to sell the house in the dead of winter in Indiana and is probably not your best option. In your case I'd first decide on just where I wanted to setup my domicile. If you have children in the area you could use there address as your home base, and if not there's an another option. Join the Escapee RV Club and setup your domicile through them. Jump in the RV and head south for the remainder of the winter months while the house is on the market. In my case I was living down in Texas at the time and it was summer time when I put my house on the market (sold in 1 day). While I was cleaning out the house which is probably going to be the hardest part, I was living in my Motor Home in the backyard. There's all kinds on options for you, you just have to pick the right one for you. In my case I'm using my son's home address as my domicile. And so far it's worked out well. I have all my mail sent to Escapees mail service and they send to me where ever I'm at when I want it. I'm on my third year now of full-timing.

When I started thinking about going full-time after my wife passed away it took me at least 6 months to get things figured out. Read everything I could get my hands on. Talked to my brother and his wife about it because they where already full-timing which really helped out.
As far as the S.S. check you can have it sent right to your home bank of your choose. Can even be the one your using right now. And if you decide later that you want it sent somewhere else that can also be done. So make the best of this year because it'll be over before you know it.

X2 on the Escapees RV Club. They have a wealth of knowledge and information to help you get started - in addition to providing you with legal domicile through their mail services. We use USAA for banking and insurance - they don't have physical locations, anyway (except for headquarters and one or two locations in San Antonio). All retirement income streams are direct-deposited to our bank accounts and all bills are paid on-line through our bank's bill pay system. The only things we receive "snail mail" are new registration stickers for the vehicles and our meds from Express Scripts.

Rob

Best selling time for houses is the spring, so put it up this spring and if it sells right away, move into your RV in a park in town (or somewhere close) for the remainder of time before he retires.

Set up your SS for direct deposit. Never had a check come in the mail so that was never a problem. You are going to get a mail forwarding service right? Do that at least 3 months before you leave. If house sells, do it then.

Can he forgo vacation this summer and take it in January instead?

As everyone has said, take a deep breath, relax, and know that we have all been there, done that. We actually put our house up a year before we retired and ended up renting a duplex for the year (house sold in 3 days) for the year. So we downsized in two steps. Actually made it easier to do.

Barb

Be calm and reread the thoughtful posts above.

We both applied for our SS with our mail service PMB address. No problem. We do get our annual notices by mail and the 1099 statement for taxes, but the monthly checks are deposited in our bank account.

Right now you can begin getting rid of a lot of your excess 'stuff'. An uncluttered house sells more easily because it makes the house look larger. You might want to remove (sell or give to kids) some excess furniture, also. Get your home ready for sale - repairs, paint, etc.

Then list it by June - a good sale time. If it sells fast you could try for a contingency on being out in February and in the meantime pay rent to the new buyers.

If it sells fast and that doesn't work is there a RV park close to work that you can stay until October when bad weather starts? Then take the RV a little south out of the snow belt and store it for a few months until January and perhaps move in with relatives/friends or rent an apartment for the few months of Oct to Jan.

Have an auction for your belongings being winter it will be the easiest and fastest way rather than garage sales. You could advertise big items separately.

If it doesn't sell fast then you'll have a big head start on everything and hopefully you can leave for someplace warm in January. You don't have to be around for the sale. Everything is done by fax nowadays. If need be, you could leave your RV in the warmth and you could fly back for any last minute necessities.

Start on making a schedule of Things To Do and you'll probably need to keep adding to it.

... before retirement and even though you still have the house .... set up your mail forwarding and get your address. Now you'll have your address for Social Security without having to re-change it. Then start changing your address on everything. Keep a list as you change them. Remember the magazine subscriptions if you have them. They take 6-8 weeks to change. Set up AutoPays on everything you can.

or.... retire Jan. 2019 and then start doing everything.. listing the house for a spring sale.

We did everything in a 3m time period. Best of luck to you and yes, right now it seems overwhelming but believe me... when you start doing everything you'll get such a 'rush' of excitement and it will be like lifting a big burden off your shoulders. Many full-timers have done it before you and somehow it all works out. You may have a few months of stress but it will soon be over and you'll be FREE!!