Forum Discussion
CoachPotato
Apr 15, 2017Explorer
While this is a pretty stale thread, it was very timely for me as I just went through this same issue - and was pleased that my insurance company chose to cover my claim.
Briefly, as I drove through the Cajon Pass on I-15, somewhere between there and San Berdoo, I was caught in cross winds to 60 MPH. Suddenly the racket from above forced me to pull over. I climbed onto the roof and discovered much of the fiberglass coating had broken loose and was whipping into the winds which were recorded to 60 MPH.
When the (Progressive) adjuster inspected my coach he made it clear that they decline 90% of such claims - something that was not pleasant to hear. I emailed the claims handler with documented report of the winds that day in the area I traversed, proving the winds were recorded to 60 MPH. I also pointed out that they knew the history of such fiberglass coating on roofs, that when I bought the comprehensive insurance they could have inspected my coach, they could have advised me of their history of claims on such roofs, but they did not; they simply accepted my money and issued the policy. Yes, it was a veiled threat, I suppose, making my case pretty clear.
They did agree to pay my claim which totaled over $10,000. My deductible was $625. I chose a rubber roof replacement which was completed just this week at Smooth As Glass fiberglass repair in Riverbank, CA.
The more complete story and photos are on my website, here
Briefly, as I drove through the Cajon Pass on I-15, somewhere between there and San Berdoo, I was caught in cross winds to 60 MPH. Suddenly the racket from above forced me to pull over. I climbed onto the roof and discovered much of the fiberglass coating had broken loose and was whipping into the winds which were recorded to 60 MPH.
When the (Progressive) adjuster inspected my coach he made it clear that they decline 90% of such claims - something that was not pleasant to hear. I emailed the claims handler with documented report of the winds that day in the area I traversed, proving the winds were recorded to 60 MPH. I also pointed out that they knew the history of such fiberglass coating on roofs, that when I bought the comprehensive insurance they could have inspected my coach, they could have advised me of their history of claims on such roofs, but they did not; they simply accepted my money and issued the policy. Yes, it was a veiled threat, I suppose, making my case pretty clear.
They did agree to pay my claim which totaled over $10,000. My deductible was $625. I chose a rubber roof replacement which was completed just this week at Smooth As Glass fiberglass repair in Riverbank, CA.
The more complete story and photos are on my website, here
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