Best Motorhome Insurance Recommended
Time to renewal my MH Insurance. Seems to go up every year yet the MH goes down in resale value. We have it insured for agreed value vs. book value in a total loss. We currently have zero deductibles ...
Forum Discussion
Nomadac wrote:
With our policy if you have no claims the deductible decreases 25% each year, after the 4th year your deductible is zero. After your first claim it goes back to 100% and starts over. Our current policy is with National Interstate.
What does the deductible show on your policy? Even though you don't have a deductible to pay, your rates are still based on the existing deductible. You might want to discuss substantial raising your deductible with your insurance company. I'm sure you'll find your rates will be lower, and you will still maintain your no deductible status. In the unfortunate event you should have an accident, you can then lower your deductible if necessary.
