This thread doesn't give me a headache. It's a very interesting subject to me since I'm planning to (semi)retire and start full-timing in 6 months. I want to compare my budget to what people are actually experiencing. At $25K to $35K per year, I'm in good shape. If it's more than that I will need to generate some more income on the road which I may be able to do with some part-time remote programming jobs. As for putting 20% of my life savings into a rig, I might put 30% or 40% into a new motorhome or 15% to 25% in a used one. Depreciation is high, but it's not 100% in the first year. If you get out in a few years, you can recover a lot of the cost. If you stay in it (full time) you are offsetting the cost with housing costs that you don't pay.