I second that you read the fine print with a magnifying glass. It doesn't help to have a service contract if you are told that it is a $500 co-pay for every item. $500 co-pay for water heater, $500 for heater, $500 for whatever. Your $1644 plus $500 co-pay would pay for most items if you have one item go per year. We had a 1988 Class C Damon that we bought in 2005. We put 60,000 miles on it and the only things that broke were a water heater on year, and a converter two years later. I was way ahead by self-insuring.