DrewE wrote:
Old-Biscuit wrote:
Except.......
Insurance covers specific vehicle NOT the driver .....unless driver is listed on policy for that specific vehicle
Some one takes a test drive..an accident occurs.
Owner of vehicle's insurance.....denies coverage. Driver was NOT listed as authorized driver
Driver's insurance......denies coverage. Insurance policy is for specific vehicle
:H
Motor vehicle insurance policies include coverage for non-listed incidental drivers who are driving with the owner's permission. If you let a potential buyer to drive the vehicle, and you have insurance coverage, and the potential buyer is not explicitly listed as an excluded driver, then your insurance policy will usually cover them during the process. Of course, it's best to verify the details of your policy.
(This also applies to situations like sharing driving when traveling together with someone on a road trip or loaning a vehicle to a friend visiting for a few days.)
test drivers Insurance may cover damages...........to other property/vehicle but NOT the vehicle being driven.
Really depends on what coverage/policy one has.
Asking for/seeing/making a copy of test drivers Insurance is a good idea BUT it proves nothing.
