I was in much the same thought as you. The DW and I want to travel but we are both still working full time. I love my job and travel a lot but my wife only has a 10 mile commute. We pulled the trigger in Oct. and bought a 3 yr. hold over for a very good price. Our thought was let's pay for it now while we are still working. I wanted a diesel also but we were going to have to buy an older one due to our budget. Then we found this Thor Seronna 33 ft. with a front end diesel. We test drove it and found it to be what we think we want. It is so hard to know what you want when you actually have not lived it as yet. So worse case senario we will use it, find out our likes and dislikes, then go from there. My suggestion, "Go for it! You only live once!"